This page covers how you're welcome to use the Cloud One Capital website, and what applies the moment you ask us to check your loan options. Browsing our site or submitting a request means you've agreed to what's below — worth the few minutes it takes to read.
Welcome to Cloud One Capital. However you're using this site — browsing, comparing what's available, or submitting a request — using it at all means you've read, understood, and agreed to everything below.
Before you continue: if any part of this agreement doesn't sit right with you, stop here and hold off on submitting a request.
We built this site to help you see what you actually qualify for, so that's the only reason to use it. Cloud One Capital grants you a limited, non-exclusive, non-transferable right to browse and use the site for that purpose. A few things are off the table:
Break any of these and we can suspend or shut off your access — without notice, at our discretion.
Cloud One Capital is not a lender. We don't make lending decisions, and we can't promise approval, a rate, or terms. What we actually do is connect you with a vetted network of lending partners who weigh your income, employment, and overall situation — not just a single number — to see what they can offer.
Submitting a request through our site doesn't mean you're approved, or that any lender is obligated to make you an offer. Every lending decision — approval, rate, term, structure — belongs to the lender you're matched with, made under their own underwriting standards and the laws that govern them.
We're a lead generator, not the decision-maker. We may share your request with participating lending partners, and we may be compensated by those partners for the referral. We never charge an application fee.
Everything on this site — articles, tools, guides — is here to inform you, not advise you. None of it is financial, legal, tax, or investment advice. Before you make a decision about a loan or your finances more broadly, talk to a qualified professional who actually knows your full situation.
We work to keep what's here accurate and current, but Cloud One Capital makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Whatever you act on from this site, you act on at your own risk.
Any rates, terms, or example scenarios shown on this website are illustrative — not binding offers. What you're actually offered, if anything, is decided by individual lenders based on your income, employment, credit profile, and their own underwriting criteria at the time you apply.
Our site connects with, and may reference, third-party lenders, service providers, and outside websites. Cloud One Capital isn't responsible for the accuracy, practices, security, or content of any third party. Any agreement you enter with a lender exists strictly between you and that party.
Before accepting an offer or moving forward with a lender, take the time to review their own terms, rates, and privacy policy.
To the fullest extent the law allows, Cloud One Capital and our officers, directors, employees, agents, and successors aren't liable for any indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — arising from:
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of Miami-Dade County, Florida.
We may update these terms from time to time. Continuing to use the site after a revision means you accept the updated version — the most current terms will always be available on this page.
Questions about this agreement, or anything else? Our team is easy to reach:
Important Disclosures: Cloud One Capital is a marketing lead generator and is not a lender. We do not make lending decisions and cannot guarantee approval. Loan amounts, rates, terms, and eligibility are determined solely by the participating lender and are not guaranteed by Cloud One Capital. We connect individuals with participating lending partners and may share your information with them; we may be compensated by those partners for this service. We do not charge an application fee. Reviewing your eligibility typically involves a soft credit inquiry that does not affect your credit score; proceeding with a full application may involve a hard inquiry that can. Please review the Privacy Policy and Terms & Conditions before submitting any information.
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Cloud One Capital is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Cloud One Capital and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.